Plain-English guides to help you plan, save, and decide with confidence.
Pain and suffering are calculated with the multiplier method (medical bills times a factor of 1.5 to 5) or the per-diem method (a daily rate times recovery days). See worked examples.
Read →The multiplier method multiplies your total medical bills by a factor of 1.5 to 5 to calculate pain and suffering damages. See how the multiplier is chosen and worked examples.
Read →The per-diem method assigns a daily dollar rate to your suffering and multiplies it by your recovery days. See how to choose your daily rate and worked examples.
Read →Settlement amounts are shaped by medical expenses, lost wages, injury severity, liability strength, insurance limits, and jurisdiction. See the key factors and how they interact.
Read →Minor soft-tissue injuries often settle for $5,000 to $25,000. Herniated discs and fractures range from $30,000 to $150,000. Severe or permanent injuries can exceed $500,000. See ranges by injury.
Read →Minor injury claims can settle in 3 to 6 months. Serious injury cases often take 1 to 2 years. Cases going to trial can take 3 years or more. See the timeline by stage.
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