Site oversight
Chris Terry owns InjuryCalcTools and signs off on the calculator logic and the editorial policy below. Article research and guide writing is credited to the site's named contributors.
Where the multiplier bands come from
The 1.5x-to-5x severity scale used across this site's calculators is not a proprietary figure we invented. It reflects a range that shows up consistently in consumer legal-reference writing on personal injury negotiation, including plaintiff-attorney explainers of how insurance adjusters weigh non-economic damages. We treat it as a documented industry convention, and we say so directly on every page that uses it, rather than presenting it as a court-mandated formula.
Reviewing the calculator logic
Each calculator's formula is written into the page's own code, visible to anyone who inspects it, and described in plain language next to the tool. When a constant changes, for example if we widen a severity band or adjust the contingency-fee default, the update is tested against the same worked examples used in the site's guides before it goes live, and the calculation reference page is updated to match.
How article content is sourced
Guides on this site cite settlement mechanics and legal conventions rather than claiming access to a private database of real settlement outcomes. Where a specific figure, like a state's statute of limitations or a typical contingency-fee percentage, comes from an external source, that source is named in the text. Where no verifiable public dataset exists, such as for "average settlement by injury type," the site says so instead of inventing a number.
Corrections
If a figure, a citation, or a piece of calculator logic is wrong, tell us what you found and where. We check it against the underlying source, fix confirmed errors promptly, and update the "last modified" date on the affected page.
Independence
Some links on this site are affiliate links and may earn a commission if you use them. That relationship is disclosed here and never changes a calculator's output or a guide's recommendation.